5 Best Alternatives to M4ufree

M4ufree is by far one of the most popular mobile payment apps in India. If you’re new to the world of online shopping, then this might be the first time that you come across a payment app like M-payment. While it has a lot of good things about it, there are also a few issues that users have with M-payment. One such issue is that customers who pay using M-payment need to enter their credit card details again and again. This may seem like a small issue, but over time it can become quite tedious as we need to enter our credit card details dozens of times each month. The second big problem with M-payment is that there are no alternatives for customers who don’t want to use their credit card information to make payments online or offline. But if you’re ready to give other payment apps a try, then read on for some to M4ufree


What is M-Paying?


M-payment is a type of payment app that uses the Unified Payment Interface (UPI) to allow customers to make payments via their mobile phone or mobile wallet. M-payment apps have a unique UPI identifier that customers need to sign up with while making payments. UPI is a government initiative to standardize electronic payments in India. All banks in the country are required to get their customers an UPI address. If you’re able to signup for an UPI address, you can use the app to make payments via UPI. While M-payment has made online shopping quite easy, it does have its fair share of issues. One such issue that users have with M-payment is that they need to enter their credit card details again and again. Over time, this becomes quite tedious.


Which alternatives to M-payment are available?


M-payment is by far one of the most popular mobile payment apps in India. However, there are many people who don’t want to use their credit card information to make payments online or offline. There are also people who can’t have their name or credit card information inked on a sticker to make payments. If you fall into either of these categories, then don’t worry, you can give other payment apps a try. The key to finding the best alternative to M-payment is to not just look at the payment app, but also the way it works. If the payment app makes it too difficult to make payments, then it will quickly become obsolete.


How Does BHIM App Work?


BHIM ( Bharat Interface for Money ) is a centralized app that is used to make payments between BHIM-enabled bank accounts. This app is powered by the National Digital Payment Interface (NDPI). NPPI is a single central app that allows customers to make payments via different mobile wallets, credit card companies and banks. BHIM works by linking a bank’s Aadhaar number with a customer’s phone number. This way, the customer can make payments instantly and securely between their own bank accounts. BHIM also supports Unified Payments Process (UPP) quite well. UPP allows you to add money to your UPI wallet by paying a merchant via your bank account. All you have to do is have your phone number linked with your bank account, and you can make and receive payments very easily.


Canal Bill Payment & NPCU With PayTM Payments


The government has made it mandatory for all government-sponsored contractors to start accepting payments through UPI. This includes Bengal irrigation projects, NHDP and DVC projects. To make payments through UPI, you will need to have an Aadhaar card number. While you can link your bank account with your phone number to make payments, there are a few problems with this. First problem: Adding money to your bank account via UPI is not possible with your phone number. So you will have to sign up for a new bank account just to accept UPI payments. However, you will have to remember all your bank account details again. Second problem: You cannot make payments to anybody who doesn’t have an Aadhaar card. So even if you want to pay your child’s school fees, you will have to get yourself an Aadhaar card.


PayTM Wallet


PayTM is a mobile wallet that has been around for over a decade. It was launched in 2007 as Internet Payment Service and later transformed into Paytm in 2013. There are two ways to make payments through Paytm. You can either link your bank account with your phone number, or use your credit card to make payments. There is also a premium wallet that allows you to store more than Rs 1 lakh worth of value. It costs Rs 99 per year and is only available to customers who have a bank account. Paytm can be used to make online payments, pay electricity bills and fees, shop for flight tickets, and even withdraw cash from a bank. All you have to do is create a unique UPI identifier on Paytm, and then start using it.




Mobikwik is a payment app that allows you to make payments via UPI. It was launched in 2015. Mobikwik is completely free and doesn’t charge any transaction fee. It also doesn’t have any withdrawal charges. You can make as many or as few payments as you want. To use Mobikwik, you have to sign up using your email ID. Once you’ve signed up, you will receive a unique UPI identifier from the company. You can then start signing up for merchants and making payments. Unlike some other payment apps, there is no need to link your bank account with your mobile number. Once you create an account on Mobikwik, you can start making payments via UPI immediately.


Paytm Credit Card Payment Option


Paytm has also launched a payment option for credit cards. This is probably the best feature in Paytm that allows you to make payments from anywhere. To use this feature, you will need to link your credit card information with your Paytm account. Once this is done, you can start making payments via Upi card. This credit card payment option is only available for people who have a credit card linked with their debit card. You can only use it to pay for products or services that cost Rs 5,000 or more.


SumUp Wallet


SumUp is a payment app that works with UPI. It was launched in 2015, and is available in 10 Indian languages. Users have to initially create an account on SumUp, and then link their bank account with their mobile phone number. Once you’ve done this, you can start making payments without needing to enter your mobile number again. SumUp also allows you to make online and in-app purchases. It also has a free e-commerce feature. The only drawback with SumUp is that you cannot add money to your wallet from your bank account. So you will have to first link a Digital Payments Bank account to your mobile phone number.


Paytm Wallet


Paytm is one of the most popular apps for online shopping in India. It has been operating for more than a decade now, and has more than 200 million active users. It is also a payment app. To use Paytm as a wallet, you need to link it with your bank account. Once this is done, you can use it as a wallet to store money and make payments. To make purchases with your Paytm wallet, you will have to enter your PIN during the transaction. This way, the company will make sure that the money is not withdrawn without your permission. The only problem with Paytm as a wallet is that it is not very secure. If somebody happens to know what your PIN is, they can easily withdraw money from your wallet.

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